Terms & Conditions for Key Stone Money Finance
Effective Date: December 26, 2025 | Address: 161 Trumpeter Ave, Soldotna, AK 99669, USA
1. Acceptance of Terms
By accessing and using the Key Stone Money Finance website (the "Site") and our services (collectively, the "Service"), you confirm that you have read, understood, and agree to be bound by these Terms & Conditions ("Terms"), our Privacy Policy, and any additional terms and conditions that may apply to specific portions of the Service.
If you do not agree to these Terms, you must not access or use the Service. These Terms constitute a legally binding agreement between you and Key Stone Money Finance, located at 161 Trumpeter Ave, Soldotna, AK 99669, USA.
2. User Eligibility
- • You must be 18 years or older to use our Service
- • You must provide accurate personal information
- • You must have legal capacity to enter into contracts
- • Services may be restricted in certain jurisdictions
3. Account Registration
To access certain features, you may need to create an account. You agree to:
- • Provide truthful, accurate, and current information
- • Maintain the security of your account credentials
- • Notify us immediately of any unauthorized use
- • Be responsible for all activities under your account
4. Financial Services Usage
Loan Applications: All loan applications are subject to credit approval, income verification, and underwriting standards. We do not guarantee loan approval.
Insurance Products: Insurance policies are underwritten by licensed carriers. Coverage terms vary by state and individual circumstances.
Investments: All investment products involve risk. Past performance does not guarantee future results. Consult with a financial advisor before investing.
5. Prohibited Activities
You agree not to engage in any of the following activities:
- • Providing false or misleading information
- • Using automated systems or bots
- • Attempting to hack or disrupt the Service
- • Commercial use without permission
- • Violating applicable laws or regulations
- • Harassing other users or staff
- • Reverse engineering our technology
- • Soliciting personal information from minors
6. Fees and Payment Terms
Key Stone Money Finance does not charge fees for using our website. However, third-party financial products may have associated fees, interest rates, and charges disclosed at the time of application.
- • All fees are disclosed before service activation
- • Late payments may incur penalty charges
- • Prepayment penalties may apply to certain loans
- • Service fees are non-refundable
- • International transaction fees may apply
- • All charges are in USD
7. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, KEY STONE MONEY FINANCE SHALL NOT BE LIABLE FOR:
- • Any indirect, incidental, or consequential damages
- • Loss of profits, revenue, or business opportunities
- • Third-party product performance or suitability
- • Market fluctuations affecting investments
- • Delays caused by third-party providers
- • Data loss or corruption beyond our control
- • Changes in applicable laws or regulations
Our total liability shall not exceed the fees paid by you in the 12 months preceding the claim.
8. Intellectual Property Rights
All content, logos, trademarks, designs, and software on the Site are owned by Key Stone Money Finance or our licensors. You are granted a limited, non-exclusive, non-transferable license to access and use the Service for personal purposes only.
Prohibited without written permission:
- • Copying, reproducing, or distributing content
- • Modifying or creating derivative works
- • Using trademarks in meta tags or advertising
- • Framing or deep-linking to Site content
9. Termination and Suspension
We reserve the right to suspend or terminate your access to the Service at any time, without notice, for any reason including but not limited to:
- • Violation of these Terms
- • Fraudulent activity
- • Legal or regulatory requirements
- • Non-payment of fees
- • Excessive system resource usage
- • Security concerns
10. Governing Law and Dispute Resolution
These Terms are governed by the laws of the State of Alaska, USA.
Any disputes shall be resolved exclusively in the state or federal courts located in Soldotna, Alaska. You agree to submit to the personal jurisdiction of these courts.
Informal resolution: Before formal proceedings, you agree to contact us at info@keystonemoneyfinance.com to attempt resolution.
11. Force Majeure
We shall not be liable for any failure to perform our obligations due to circumstances beyond our reasonable control, including natural disasters, war, terrorism, government actions, pandemics, internet outages, or power failures.
12. Changes to Terms
We may modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Service constitutes acceptance of the modified Terms.
We will notify you of material changes via email or prominent website notice.
13. Contact Information
Key Stone Money Finance
161 Trumpeter Ave
Soldotna, AK 99669, USA
Phone: +1 (907) 555-6125
Email: legal@keystonemoneyfinance.com
Hours: Mon-Fri 9AM-6PM AKST
Last Updated: December 26, 2025
These Terms constitute the entire agreement between you and Key Stone Money Finance.